- Get pre-approved
- Consider a fixed rate
- Inquire about our FHA loans
Mortgage Fast is your one-stop shop for buying your first home. Are you excited, overwhelmed, both? We figured. Before you are ready to look for your dream home you need to follow a couple of steps.
Step 1:
Check your credit score. This will show you where you stand and you can also see if there are any mistakes that you would need to fix before you get pre-approved.
Step 2:
Figure out how much house you can afford. It’s fun to browse real estate listing when buying your dream home, but without a careful budget you could buy too much house for what you can afford.
After you have completed these two steps Mortgage Fast makes buying a home easier than anywhere else! We do the legwork for you. You’ll find everything you need right here, from a mortgage program that fits your personal needs to a trusted real estate agent. Plus, we will be with you every step of the way.
Click here to start the pre-approval process >>
You want to become pre-approved before you shop.
Pre-approval is not mandatory, but it does give you some advantages. Your lender will provide you with a letter stating the exact amount that you have qualified to borrow. This helps you when you are searching for a home, since it will show potential sellers that you are a serious buyer. You are presenting to sellers that you can afford the price that you are offering. Plus, if you are competing with other buyers, the pre-approval letter shows that you have secured financing while the others may not. You also get pre-approved for homes within a certain price range, which narrows your search and it will help you find the perfect home faster and, your pre-approval is totally free. You can also close quicker than other buyers because you already got a head-start on getting approved. This will give you the bargaining power that you need for motivated sellers!
You want to make a list of the things that you need and want. Separate the two because it will help you out in the long run to make the right decisions for your house. Also, make sure that you take pictures and notes while you are visiting these homes. It will be easier to keep track of what you have seen and not second guessing if you liked it or not.
Buying A Home
Get a Home Loan with Little or No Money Down.
Mortgage Fast has an exclusive mortgage program that allows you to buy a home with only a 3.5% down payment needed! Get a lower rate and payment with FHA Rate Break! Most popular home loans for first time home buyers: Smart PMI, FHA Loan, VA Loan and 30-Year Fixed Loan.
Moving & Buying a New Home
A pre-approval gives you more bargaining leverage. When bidding on a home, a pre-approval gives you more leverage than a buyer without one. You show the seller and the agents that you are just a few steps away from getting approved. You are also showing them that you are a serious buyer. You will have peace of mind knowing what you can afford and you will also save time by looking within your price range. So this step saves you time that you can be spending in your new home.
Need Help Finding a Real Estate Agent? Here at Mortgage Fast we will link you to one of our trusted real estate agents who are located nation wide. Get a Lower Rate and Payment with FHA Rate Break! Most popular home loans for moving and buying a new home: Jumbo Loan, FHA Loan, VA Loan, 15-Year and 30-Year Fixed Loan.
Apply Now For A Low Mortgage Rate >>
Vacation Homes
So you have achieved the American dream of home ownership, you have moved on to another real estate dream: whether it’s a log house in the mountains, a cottage over looking the sea or a cabin in the snowy mountains. Vacation homes have increased throughout the years. We have a few steps that we would like you to take before going into this so it does not become a nightmare:
Step 1: Think about it.
Is spending your vacation in the same spot every year going to make you happy? Do you have time for additional accountability of keeping up a second home?
Step 2: Think Again.
You need to know what you want and what you can afford. Talk to your real estate agent and see how much the tax, insurance, homeowner’s fees and maintenance costs will cost you on a monthly basis. The median price for a vacation home is around $200,000.
Once you have followed these two steps and thought it through you are ready to start looking for your vacation home. Think about where you would like to spend all of your free time at and a place where you and your kids can grow into.
We’ll find the right loan to suit your needs here at Mortgage Fast. We have several loan options to help you buy and finance a second home, even with as little as 10% down! A pre-approval gives you more bargaining leverage. You and the sellers have peace of mind knowing that this second home is in your price range. You’ll close faster. Enjoy that vacation home sooner!
Need Help Finding a Real Estate Agent? Here at Mortgage Fast we will link you to one of our trusted real estate agents who are located nation wide. Get a Lower Rate and Payment with FHA Rate Break!
Most popular home loans for a vacation home: 15-Year and 30-Year Fixed Loan.
Apply Now For A Vacation Home Mortgage >>
Real Estate Investments
Take advantage of the buyer’s market! We make investment easy for you. There couldn’t be a better time to invest in real estate. We have some investment property loan options with low rates and payments to help you keep your hard earned money in your pockets. Investment made easy. With your fast approval process and online signing, we can close your loan in a fraction of the time that other lenders would spend. We will match your mortgage with your investment goals to maximize the return on your investment.
Mortgage Fast would like to get you’re approved before you begin your property search. When your financing is approved, you’ll be able to buy the best investment for your money.
Need Help Finding a Real Estate Agent? Here at Mortgage Fast we will link you to one of our trusted real estate agents who are located nation wide. Get a Lower Rate and Payment with FHA Rate Break! Popular Loans for Real Estate Investment: 15-Year and 30-Year Fixed Loan.
Apply Now For A Mortgage >>
