Flash, your AI mortgage guide
Hi! I'm Flash 👋
Your AI mortgage guide.

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NMLS #24794  Â·  Secure & Private  Â·  No Obligation

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7.61%

30-year fixed

7.24%

30-year FHA

7.70%

30-year jumbo

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National average rates for informational use

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MortgageFast

Good afternoon, Alex.

My Scenario

Purchase — $550,000

Est. Payment

$3,742

Flash

Ask Flash.

What happens if I put 15% down instead of 20%?
On your $650,000 scenario, reducing your down payment from 20% to 15% would keep an additional $32,500 in cash available. Your estimated financing would increase from $520,000 to $552,500 — and your payment estimate would update instantly.

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Pre-qualification is not a commitment to lend. All loans are subject to credit and property approval. Actual rates, terms, and availability vary by borrower.