Your MortgageFast account

Everything you need to make your next move.

Create a free MortgageFast account to explore your mortgage options, run the numbers, ask questions and work directly with a licensed mortgage professional — all in one place.

No mortgage application required to create an account.

Your MortgageFast workspace

Saved

Scenario · Primary home

$850,000

Down payment

10%

Est. payment

$4,836/mo

Modeled figures — planning only, not a quote.

82

Borrowing strength

Strong

Your loan officer

Your loan officer

Jordan Avery

01 / Ask Flash

Mortgage questions?
Ask Flash.

Flash is your MortgageFast mortgage assistant — built to help you understand mortgage concepts, explore your scenarios and make sense of the numbers along the way.

  • What happens if I put 20% down instead of 10%?
  • What’s the difference between prequalification and preapproval?
  • How would a higher purchase price change my payment?
  • What is DSCR?
  • Help me understand this scenario.

Understand the mortgage.
Explore the numbers.
Know what to ask next.

Flash

Flash

Your MortgageFast mortgage assistant

What happens if I put 20% down instead of 10%?

On a $650,000 purchase, increasing your down payment from 10% to 20% would reduce the modeled loan amount by $65,000. Here’s how the modeled numbers compare:

10% down20% down
Down payment$65,000$130,000
Modeled loan$585,000$520,000
Modeled P&I$3,697/mo$3,287/mo

Modeled example at a 6.5% planning rate — not a rate quote, approval, or lending decision.

Flash explains and models. It doesn’t approve borrowers, determine eligibility, or replace your licensed MortgageFast loan officer.

Example property

Property

$850,000

Down payment

Modeled rate6.500%

Modeled loan

$765,000

Est. payment

$4,835/mo

Planning figures only. Modeled rates are examples for exploring scenarios — not MortgageFast rate quotes.

02 / Model your options

One property.
A hundred what-ifs.

Build mortgage scenarios around the properties and possibilities you're considering. Change the numbers and see how different decisions affect the picture.

  • Change the purchase price.
  • Try a different down payment.
  • Model a different interest rate.
  • Compare financing approaches.
  • Explore a primary home, second home or investment property.
  • Save multiple possibilities.

03 / Real human support

Technology when you want it.
A mortgage professional when you need one.

Your MortgageFast account connects your planning experience with a licensed mortgage professional who can understand the scenario you're working through and help you take the next step.

Ask questions

Message your MortgageFast mortgage professional directly.

Work through scenarios

Discuss the properties and financing possibilities you're already modeling.

Understand your profile

Get help understanding how the different parts of your financial picture may affect your mortgage options.

Move forward

When you're ready, your mortgage professional can help guide you from planning toward the formal mortgage process.

MortgageFast Expert

Your MortgageFast loan officer

Jordan Avery

Mortgage Loan Originator

Message Call Email

You

Can we go through the scenario I just created?

Jordan

Absolutely. I can see the scenario you're working on. Let's walk through the numbers together.

Flash helps you understand. Your MortgageFast loan officer provides the human mortgage guidance needed to move a real financing scenario forward.

04 / Know where you stand

See the bigger picture.

Bring your income, obligations, properties and mortgage scenarios together so you can better understand the financial picture behind your next move.

82

Borrowing strength

Strong

Modeled buying power

$568,814

Modeled figures — planning only, not a quote or approval.

Monthly income

$10,400

Monthly obligations

$850

Down payment

15%

Modeled DTI

38%

Primary home · ownedRental · $350/mo cash flow2 saved scenarios

Change the numbers. See the picture change.

Borrowing Strength is a planning indicator designed to help you understand how the information in your MortgageFast profile works together. It is not a credit score, an approval, or a qualification decision.

05 / Everything mortgage

The tools are already here.

From quick calculations to mortgage terminology and market information, your MortgageFast account keeps useful mortgage tools close by.

MortgageFast

Your next move starts here

Ready to speedrun your mortgage journey?

Create your free MortgageFast account and start exploring your options today.

No mortgage application required to create an account.