What is MortgageFast?

MortgageFast helps borrowers find loan officer profiles and reviews, get useful mortgage answers, and follow application handoffs across 67 pages.

What is the minimum down payment for each loan program?

Conventional: As low as 3% | FHA: As low as 3.5% | Medical Professional Home Loan: Up to 100% financing | Jumbo: Varies by scenario | Bank Statement Loan: Varies by scenario

What is the minimum credit score for each loan program?

Conventional: Varies by scenario | FHA: As low as 580 | Medical Professional Home Loan: Varies by scenario | Jumbo: Varies by scenario | Bank Statement Loan: Varies by scenario

Who is each loan program best for?

Conventional: Borrowers with traditional documented income and strong conventional profiles. | FHA: Buyers with limited down-payment funds or more flexible credit needs. | Medical Professional Home Loan: Medical professionals who want to preserve liquidity or have significant student debt. | Jumbo: Higher-value property purchases. | Bank Statement Loan: Self-employed borrowers whose tax returns understate actual cash flow.

Loan programs

Explore your loan options.

Pick the path that fits your goal, then dig into the programs within it.

Purchase Loans

Financing for the home you are buying — primary, second home or first purchase.

Conventional FHA Jumbo Medical Professional Home Loan Condo Financing Renovation Bank Statement Loan Asset Qualifier Foreign National

Explore purchase loans

Investor Loans

Rental, fix-and-flip, bridge and construction loans built around your strategy.

DSCR Loan Fix & Flip Bridge Loan Ground-Up Construction Portfolio Lending

Explore investor loans

Refinance Loans

Change your rate or term, access equity or restructure your financing.

Rate-and-Term Refinance Cash-Out Refinance HELOC / Home Equity Investment Property Refinance DSCR Refinance

Explore refinance loans

Compare

Popular loan programs side by side

Guidelines vary by scenario. Pre-qualify to see what fits you.

	Conventional	FHA	Medical Professional Home Loan	Jumbo	Bank Statement Loan
Min. down payment	As low as 3%	As low as 3.5%	Up to 100% financing	Varies by scenario	Varies by scenario
Min. credit score	Varies by scenario	As low as 580	Varies by scenario	Varies by scenario	Varies by scenario
Best for	Borrowers with traditional documented income and strong conventional profiles.	Buyers with limited down-payment funds or more flexible credit needs.	Medical professionals who want to preserve liquidity or have significant student debt.	Higher-value property purchases.	Self-employed borrowers whose tax returns understate actual cash flow.
	Get pre-qualified	Get pre-qualified	Get pre-qualified	Get pre-qualified	Get pre-qualified